What does it mean when you say that the Base Flood Elevation for my property is of this particular value?

Base Flood Elevation is the elevation of the crest of a 100-year flood. This elevation is there for your property only if your property is affected by a 100-year flood or worse flood. For example, if it is said that the Base Flood Elevation for your property is 7 feet. This means that 100-year flood or worse flood occurs on your property, and the crest height of the 100-year floodwaters on your property is 7 feet. The concept of Base Flood is to ensure that all properties are protected to the same degree against flooding.

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1. I want to apply for my Flood Insurance, now my insurance company is asking for an Elevation Certificate. Where can I get this?
2. My Insurance company says that I am in a Flood Zone, but I come to know from other sources that I am not in a Flood Zone, where do I find the correct information?
3. What does it mean when you say my property is in a particular Flood Zone?
4. What does it mean when you say that the Base Flood Elevation for my property is of this particular value?
5. When the chance of occurrence of Flood in one year is 1%, it is OK right? It is only a meager chance isn't it?