What does it mean when you say my property is in a particular Flood Zone?

This information is based on the FEMA Flood Insurance Rate Maps (FIRMs), which are developed after conducting a detailed Hydrologic Engineering analysis called the Flood Insurance Study. In this analysis the chances of occurrence of a flood are also determined statistically. For example, when we say that a property is in a 100-year Flood Zone, this means that statistically the chance of occurrence of Flood on this property is, in one year is 1% or greater and is never less than 1%.

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1. I want to apply for my Flood Insurance, now my insurance company is asking for an Elevation Certificate. Where can I get this?
2. My Insurance company says that I am in a Flood Zone, but I come to know from other sources that I am not in a Flood Zone, where do I find the correct information?
3. What does it mean when you say my property is in a particular Flood Zone?
4. What does it mean when you say that the Base Flood Elevation for my property is of this particular value?
5. When the chance of occurrence of Flood in one year is 1%, it is OK right? It is only a meager chance isn't it?